Privacy

Your data stays yours

Last updated 9 November 2026

The short version

Wealth Wand keeps your financial data on your own devices and, if you sign in, in a private folder of your own cloud drive. We do not run a server that stores your finances, and this website uses no cookies, no analytics and no third-party scripts.

The app

• Your financial data — statements, transactions, accounts, budgets, tax figures, policies and chats — is kept in a database on your device.
• Sync. When you sign in with Microsoft or Google, that database is copied to an app folder in your OneDrive or Google Drive that only Wealth Wand can open. It is your storage, under your account.
• Statement passwords you choose to keep are stored only in your device's secure keychain.
• AI. By default statements, policies and assistant questions are read by a model that runs on your device. If you choose a cloud model in Settings, what it reads is sent to the provider you chose.
• The price service. To show prices, exchange rates and metal rates, the app asks the Wealth Wand price service for them. Those requests carry what is being looked up (a fund, a ticker, a currency) and a sign-in token that shows the request comes from the app; they carry none of your amounts, balances or account numbers. Web searches the assistant makes go through the same service with amounts and account numbers removed from the query. The service may log a request — when it came, what was asked for and the signed-in account's identifier — to keep the service working and secure.

This website

• No cookies, no tracking, no analytics, no advertising, and no fonts or scripts from anyone else.
• The site is hosted on Microsoft Azure, and installers are downloaded from Azure Storage. As with any web host, Azure may keep standard request logs (such as IP address and time) to operate and protect the service.
• The download section reads a small file that names the latest version; it sends no information about you.

Your choices

You can use the app without signing in to anything, delete its data from Settings, and remove its folder from your cloud drive at any time.

Contact

Questions about privacy: rdivakar@msn.com (Divakar Radhakrishnan).